7 Best Financial Planning Courses for Beginners: 2022

Personal finance is all about saving, spending, investing, and safeguarding your money so you may live the life you want. Personal finance, on the other hand, isn’t taught in school, and managing your money can be challenging. It’s all too common for us to learn personal finance through trial and error, and it’s all too easy to make mistakes that can have long-term ramifications. It requires information, skills, and the appropriate mindset to master money management.

Choosing the Best Financial Planning Course

You can learn the essential principles of money management from dozens of personal finance books written by best-selling writers. A personal finance course, on the other hand, maybe a better alternative if you prefer supervised instruction with the opportunity to put what you’ve learned into practice. We have curated a list of the best financial planning course for beginners. Scroll down to know more.

7 Best Financial Planning Courses for Beginners: 2022

Take a look at the best and most recommended courses of financial investment planning for beginners. 

1. Personal Finance Masterclass – Easy Guide to Better Finances [Udemy]

Personal Finance Masterclass - Easy Guide to Better Finances

This online personal finance course will teach you how to master your money, increase your income, decrease debt, budget wisely, invest your money, and much more!

Course Features:
This online personal finance course covers all of the following topics:

  • Understand Your Money
  • Budgeting, Savings, Reducing Expenses
  • Grow Your Income
  • Understanding Credit Cards
  • Loans, Debt, Debt Reduction
  • Investing 101
  • Real Estate, Mortgages, and Other Big Ticket Purchases
  • Retirement Basics
  • Early Retirement Plan & Financial Freedom
  • Taxes
  • Love & Money
  • Youth & Money
  • Psychology & Money

2. Tax Strategy: Financial Planning for Beginners [Udemy]

Tax planning is possibly the most critical step on the path to financial independence. The concept is straightforward: the more income you earn at a tax-free or low-tax rate, the more money you keep. If you reinvest this money, it will work for you, providing a stream of passive income and eventually leading to wealth accumulation.

Course Features:
After the course, students will have knowledge in:-

  • Generate passive income
  • Identify investments with the best return on tax savings and earnings potential
  • Understand loopholes in the tax system
  • Reduce their tax bill on their very next return
  • Properly plan their finances for the future
  • Build wealth in the long term

3. Financial Planning & Analysis: Building a Company’s Budget [Udemy]

Financial Planning & Analysis: Building a Company's Budget

Building a Company’s Budget from the Ground Up walks you through the fundamentals of financial planning and explains how a business produces a budget. Revenue forecasting, cost planning, working capital development, fixed asset roll-forward, and cash flow calculation are among the technical topics covered in the video sessions. Aside from that, the course tells about why companies need budgets, what financial statements a company needs to produce its budget, what types of budgets are available, what financial planning strategies are utilized, who is engaged in budget creation, and who is interested in the budget’s final numbers. 

Course Features:
This online personal finance course covers all of the following topics:

  • Prepare a Company’s Budget from Scratch
  • Learn to differentiate between Top-Down and Bottom-up Techniques
  • Prepare the Revenue Budget of a Company
  • Project a Company’s Planned Level of Production
  • Calculate Net Cash Flow
  • Project Various Types of Expenditures
  • Estimate Working Capital Needs
  • Carry out a Fixed Asset Rollforward
  • Build an Integrated Financial Model
  • Learn to Build Financial Statements in Excel

4. Financial Planning Certification Course by Shaw Academy

Financial Planning Certification Course by Shaw Academy

The course contains four modules – Diploma in Financial Planning, Intermediate in Financial Planning, Advanced in Financial Planning, and Proficient in Financial Planning.

Course Features:

  • University certified
  • 16 weeks duration, 32 lessons
  • Recognized Certificate
  • Daily assignments
  • Learn at your space
  • Can try for free

After the course, students will have knowledge in:-

  • Identify and understand financial needs and risks
  • Understand the role and benefit of the financial planner
  • Understand the various areas of financial planning
  • Strategies and habits for financial success
  • Strategies for coping and dealing with events that can disrupt a carefully crafted financial plan

5. Personal & Family Financial Planning by Coursera

Personal & Family Financial Planning

Personal and Family Financial Planning will cover a variety of important personal financial management subjects to assist you in developing sound financial habits while in school and throughout your life.

Course Features:

  • Flexible deadlines
  • 100% online
  • Approx. 15 hours to complete

After the course, students will have knowledge in:-

  • Personal Finance
  • Insurance
  • Saving
  • Investment

6. Fundamentals of Financial Planning by Coursera

Fundamentals of Financial Planning, with Goldman Sachs

This course will teach you about the importance of financial planning and how it may assist you in evaluating business prospects. You’ll think about your company’s cash flow cycle and how it affects its growth and success.

You’ll hear from Goldman Sachs 10,000 Women alumni about the advantages of cash flow analysis and participate in exercises that will help you understand, create, and evaluate your Cash Flow Forecast.

You’ll learn how to forecast your company’s cash flow needs, which will be quite useful. You will feel more confident evaluating business prospects and projecting future financial issues by the end of the course, allowing you to make strategic decisions for your company as it expands.

Course Features:

  • Flexible deadlines
  • 100% online
  • Approx. 3 hours to complete
  • English

After the course, students will have knowledge in:-

  • Examine your company’s cash flow cycle and look for ways to improve it.
  • Examine your financial assumptions in relation to potential business prospects.
  • To determine the financial viability of your opportunity, create a Cash Flow Forecast.
  • Examine your opportunity in terms of important financial indicators.

7. Financial Planning for Young Adults by Coursera

An overview of the concepts, methods, and structures that allow human civilization to control risks while also encouraging enterprise. The need for financial leadership abilities is emphasized. Today’s practices are described, as well as the future prospects. Understanding the real-world functioning of the securities, insurance, and banking industries require an introduction to risk management and behavioral finance principles. The ultimate purpose of this course is to successfully use such industries in order to improve society.

Course Features:

  • Flexible deadlines
  • 100% online
  • Approx 33 hours to complete
  • For beginner level

After the course, students will have knowledge in:-

  • Behavioral Finance
  • Financial Markets
  • Finance
  • Behavioral Economics

Why Should You Take a Financial Planning Course

When you become a certified financial planner, you earn a spot among the industry’s greatest advisors. The training will prepare you to handle the majority of the difficult situations you will encounter during your work. You become a well-informed, efficient, and strategic thinker. Your clients’ financial planning and wealth management will be entrusted to you.

After you’ve obtained your certification, the next step is to look for work. There are numerous options to examine. Many industries require financial advisors to assist them in managing their clients’ finances. You can join the following banking institutions:

  • Asset administration
  • Management of one’s wealth
  • Insurance
  • Banking for the general public
  • Non-banking financial companies

Also, the wealth management sector is expanding at a 20% annual rate. People are investing more money than they were previously. They want a competent financial counselor, a dependable planner, and a strategic partner all in one. CFP-certified planners are noted for developing strong client connections and retaining them over time. This credential will assist you in building and maintaining a large client base.

Any company’s lifeblood is money and prosperity. It is impossible to fulfill corporate objectives without money, therefore financial planning is required to manage a successful business. It entails deciding how to spend money.


Taking a Certified Financial Planner course can also help you network, which is vital if you wish to create your own firm in the future. You’ll make useful business connections, such as those with other CFPs searching for clients. Assume you can demonstrate to these possible business partners that you are qualified to provide financial advice. In that situation, they’ll most likely want to deal with you on a regular basis, allowing you to expand your firm. This can help you gain a better reputation inside the financial consulting sector, which is always a good thing because word-of-mouth marketing is the most effective sort of advertising.